If you have insurance, your treatment provider is not involved in the billing process for services provided by Millennium Health. We will bill your insurer directly for our services. Your insurance company will then send you an Explanation of Benefits (EOB). The EOB is not a bill. It is simply a statement that shows how your insurer processed the claim for testing. Depending on your insurance coverage, you may receive a statement for a co-payment or deductible from Millennium Health.